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Billionaire Michael Dell and his wife Susan just did something Washington rarely does: they put real money where real hope can grow. The Dells pledged $6.25 billion to seed the new “Trump accounts,” a program designed to jumpstart savings for roughly 25 million American children, and that kind of private leadership deserves applause from anyone who believes in opportunity over entitlements. This is philanthropy that complements, not replaces, family responsibility and the American dream.
Here’s how it works in plain terms: the Dell gift will put $250 into accounts for children 10 and under who aren’t eligible for the federal $1,000 seed, while the Treasury will deposit $1,000 for children born between Jan. 1, 2025 and Dec. 31, 2028. The accounts are set to launch July 4, 2026 — deliberately timed to underscore independence and long-term freedom — and the Dells will prioritize children in ZIP codes with median family incomes under $150,000 so the help reaches families who need the nudge most. That targeted approach is smart policy, not a political stunt.
These aren’t cookie-cutter government checks that vanish; the money is invested in low-cost index funds and meant to be held until a young person turns 18 so it can be used for school, a first home, or to start a small business. That kind of patient capital teaches savings, instills planning, and connects children to ownership in the greatest wealth-creating engine on Earth: the American private sector. Conservatives should celebrate policies that channel capital into families and future builders instead of creating permanent dependency.
Make no mistake — this is the private sector doing what it does best: empowering people. Michael Dell didn’t need to be coaxed by Washington to act; he chose to invest in kids’ futures because he understands that opportunity trumps handouts. If Republicans want a unifying message for 2026, they should point to results like this — real dollars and real futures — not more lectures about who’s to blame.
Of course the left is already howling. Critics warn about trade-offs in a sprawling federal budget and point to cuts in other programs, and that debate has merit: if government expands new programs while shrinking safety nets, parents and voters deserve honest answers. But rather than reflexively attacking the Dells for helping children, Democrats should either back practical solutions or explain why they would prefer political theater over tangible opportunity.
The broader lesson for conservatives is simple: recruit the generosity and innovation of the private sector to advance freedom. Big government promises can be hollow; private philanthropy backed by common-sense rules brings immediate, measurable benefits to families. I’m calling on CEOs, foundations, and everyday Americans who have benefited from America’s free enterprise system to follow the Dells’ lead and put capital behind children’s futures.
Politically, this move matters. Programs that put ownership and saving into the hands of families resonate across the country and could shift the conversation in the run-up to the 2026 midterms — precisely because they deliver results, not rhetoric. Republicans who frame this as a renewal of opportunity rather than a one-off giveaway will be rewarded by voters who want their kids to have a shot at prosperity.
If you believe in America, you should be cheering this development. Protecting and promoting these accounts is not a partisan stunt; it’s a generational investment in the values that made this country great. Hardworking families deserve policies and partners that expand ownership, encourage saving, and hand the next generation a ladder up — and today, Michael and Susan Dell just started building it.
