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Steve Forbes dropped a clear, no-nonsense memo on December 23, 2025, laying out practical, pro-growth moves President Trump and his economic team can take to jump-start the American economy in 2026. Forbes isn’t writing wish lists; he’s naming policies that will actually put money back in the pockets of working families and get capital flowing again. If Republicans want to win the midterms, they should stop politicking and start governing with these commonsense fixes.
First on Forbes’ checklist is the one thing Washington elites always squeal about: lower taxes that actually stimulate growth. He calls for meaningful cuts in personal and corporate rates and a commonsense inflation adjustment for capital gains so homeowners and investors aren’t taxed on “paper” gains that disappear with inflation. That’s supply-side economics 101 — unleash incentives, and the economy responds with jobs, higher wages, and investment back into American industry.
Forbes also champions portable mortgages as a surgical fix for a frozen housing market, a practical idea that would let homeowners move without being chained to artificially low rates from past Fed policies. This isn’t some libertarian fantasy; Canada and Britain already use similar tools to keep labor markets and housing fluid. If conservatives want vibrant suburbs and strong local economies, removing that lock-in is an obvious step.
On healthcare, Forbes nails the core conservative solution: give Americans control of their own money. Dramatically expanding and liberalizing Health Savings Accounts, allowing broader use for telehealth, insurance purchases, and untethering HSAs from employer plans would force competition and innovation into a system currently strangled by third-party payers and government red tape. Letting patients shop with dollars they own will drive costs down and quality up.
He doesn’t shy away from confronting the Fed either, arguing that a strong dollar and sound money policy, not cheap money, is what preserves American prosperity. Conservatives should be proud to push back on a central bank that treats inflation like a nuisance rather than an assault on savers and the middle class. This is a fight worth having, and it’s one the GOP can frame as restoring fairness for everyday Americans.
On immigration Forbes warns of the real economic damage from unmanaged flows while also recognizing the political reality that harsh, blanket round-ups alienate Hispanic voters. The conservative solution is simple: secure the border, deport criminal elements, and craft a fair, enforceable system for labor that serves American workers and industries — but never reward lawbreaking with voting rights. That balance protects wages, preserves public trust, and gives Republicans a humane, sensible message to run on.
President Trump and Congress can enact most of these proposals quickly if they stop letting Beltway cowards and Washington lobbyists set the agenda. Reconciliation to deliver tax relief, regulatory rollbacks to free small business, and a bold HSA overhaul would show voters that Republicans mean business about prosperity. The country needs policy that respects work, savings, and family — not more bureaucratic band-aids.
Conservative leaders should take Forbes’ memo as both a blueprint and a warning: do the hard, popular things now or watch inflation, stagnation, and demographic headwinds hand the Left another excuse to expand government. The remedy is clear — pro-growth tax cuts, housing mobility, patient-driven healthcare, a strong monetary stance, and secure borders — and the time to act is now for the sake of hardworking Americans and the future of the Republic.
