The so-called Affordable Care Act has hit another cliff: the enhanced premium tax credits that softened Obamacare’s sticker shock are scheduled to expire on December 31, 2025, and Washington’s answer so far has been chaos, not competence. Democrats have spent years expanding and defending these subsidies, but when real reform is on the table the same party that created the problem refuses to admit the bill is broken.
Last week the Senate failed to pass competing bills meant to avert the cliff, leaving real Americans facing skyrocketing premiums and shrinking choices starting January 1, 2026. That December 11, 2025 vote showed exactly what conservatives have warned about for years: a bipartisan swamp of posturing and hostage-taking instead of honest problem-solving.
Meanwhile, House Republicans have put forward an alternative that refuses to simply paper over the crisis with endless checks to insurance companies and instead seeks structural change. Letting the subsidies expire restores the original framework and forces a debate about accountability, price transparency, and patient-centered reforms — the kind of common-sense fixes Democrats have never wanted to try.
Senator Roger Marshall has been on the front lines of that argument, telling viewers on Wake Up America that Republicans want to put healthcare dollars back in patients’ hands and stop funneling hundreds of billions through Big Insurers. Marshall’s message is straightforward and patriotic: stop borrowing from our grandchildren to prop up a broken system, tighten fraud protections, and empower consumers to shop and save.
The stakes are not abstract. Nonpartisan analysts warn premiums could more than double for millions if the enhanced credits vanish, and tens of millions could see their coverage evaporate or become unaffordable without a real-market solution. Americans deserve better than a bailout that rewards waste and fraud; they deserve a system that incentivizes care, competition, and fiscal responsibility.
Conservatives aren’t interested in playing defense for another expensive status quo that funnels taxpayer dollars to entrenched interests. Solutions like HSAs, greater price transparency, targeted fraud prevention, and putting money where patients can control it are not ideological experiments — they are workable, proven tools to bring costs down and restore choice. The people who work hard and play by the rules deserve a government that protects their pocketbooks, not one that rigs the system for special interests.
In the weeks ahead hardworking Americans should demand courage from their representatives: stop the political theatre and deliver meaningful reform that lowers costs, closes fraud, and expands access without bankrupting future generations. If Republicans will stand firm and deliver real solutions, and if voters hold accountable the lawmakers who choose politics over patients, we can fix healthcare without surrendering our principles or our wallets.




