America just saw something rare and beautiful: private citizens stepping up to create real opportunity, not another government program that traps families in dependence. Michael and Susan Dell pledged roughly $6.25 billion to seed investment accounts for about 25 million American children, and that kind of largesse from the private sector should make every patriot proud. This isn’t charity theater; it’s capital being put where it does the most good—into the long-term future of our kids.
The so-called Trump Accounts were written into law as part of last summer’s legislation and will give a $1,000 starter deposit to babies born between January 1, 2025 and December 31, 2028, with money invested in broad, low-cost index funds so it can grow over time. Parents, families, employers, and charities will be able to add to those accounts, and the funds are intended to be used for adulthood goals like education, a home, or starting a business. This is exactly the sort of long-term, wealth-building policy conservatives should champion—real assets, real incentives, not giveaways that fade.
The Dells went further, saying they will deposit $250 into Trump Accounts for children 10 and younger in lower-income ZIP codes, an effort designed to reach kids who missed the federal $1,000 window and to encourage families to claim and top up these accounts. Officials say the accounts will launch on July 4, 2026, giving families time to prepare and register, and the Dells’ gift is being hailed as perhaps the largest single private commitment to American kids in history. This is private-sector muscle meeting public policy and showing how generous Americans can be when they want to change lives.
Conservative voices like Steve Forbes are right to call this a game-changer; he argues these accounts kindle financial literacy, reward thrift, and could even point the way toward personal-account solutions for Social Security. That kind of thinking—empowering individuals to own their financial future—stands in stark contrast to the bankrupt redistribution schemes the left keeps peddling. If we want to restore dignity and upward mobility, we should be building institutions that create capital, not ones that endlessly redistribute what has already been earned.
Of course, expect the usual chorus from the political class and their media allies: complaints about inequality, hand-wringing over market risk, and demands that Washington take control of yet another good idea. Conservatives must be vigilant; these accounts must be protected by law as individual property so bureaucrats and opportunistic politicians cannot raid them or turn them into another entitlement. The American people know better than to cede their children’s futures to the tender mercies of Washington.
Now is the moment for hardworking families, employers, churches, and local businesses to get involved—to claim these accounts, to put in even small sums, and to teach kids the power of saving and investing. This is the kind of policy that rewards responsibility and builds generational wealth without growing government; it deserves to be defended and expanded. Patriots who love country and kids should celebrate, encourage, and protect this bold, American approach to opportunity.
